PM Kisan Maandhan Yojana 2026: Apply Online and Get ₹3,000 Monthly Pension

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PM Kisan Maandhan Yojana 2026: The Pradhan Mantri Kisan Maandhan Yojana (PM-KMY) is a pension scheme started by the Government of India for small and marginal farmers. Its main goal is to give financial support to farmers after they stop working.

Under this scheme, eligible farmers receive ₹3,000 every month as a pension after they turn 60 years old. This helps them manage their daily expenses during old age. In 2026, the scheme is still helping farmers plan a safer financial future. Farmers only need to contribute a small amount every month during their working years. After reaching 60 years of age, they start receiving the monthly pension.

Farmers from any part of India can apply online through the official government portal or visit their nearest Common Service Centre (CSC) to register for the scheme. The process is simple and designed so that even farmers in rural areas can easily join the program. This article explains eligibility, benefits, contribution amount, and how to apply online for the PM Kisan Maandhan Yojana 2026.

PM Kisan Maandhan Yojana 2026 – Overview Chart

What is Pradhan Mantri Kisan Maandhan Yojana?

The Pradhan Mantri Kisan Maandhan Yojana (PM-KMY) is a voluntary pension scheme for small and marginal farmers in India. It was launched by the Government of India to ensure financial support for farmers during old age.

Under the scheme:

• Farmers contribute a small monthly amount from ₹55 to ₹200
• The Government contributes the same amount
• After turning 60 years old, farmers receive a monthly pension of ₹3,000

This scheme works similarly to a pension fund designed specifically for farmers.

Key Benefits of PM Kisan Maandhan Yojana

Here are the major benefits of the scheme:

• ₹3,000 monthly pension after the age of 60
• The government contributes an equal amount to the farmer’s contribution
• Low monthly contribution starting from ₹55
• Lifetime pension support
• Family pension benefit for the spouse
• Secure financial support for farmers in old age

If a beneficiary dies after receiving a pension, the spouse receives 50% of the pension as a family pension.

Eligibility Criteria for PM Kisan Maandhan Yojana

To apply for the scheme in 2026, farmers must meet the following conditions:

1. Applicant must be a small or marginal farmer
2. Age must be between 18 and 40 years
3. The farmer must have cultivable land up to 2 hectares
4. Must have a valid Aadhaar card
5. Must have a bank account linked with Aadhaar

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Who Cannot Apply?

The following categories are not eligible:

• Institutional landholders
• Income taxpayers
• Government employees
• Professionals such as doctors, engineers, lawyers, etc.
• Individuals already covered under other pension schemes

Monthly Contribution Chart

The contribution amount depends on the age at which the farmer joins the scheme.

The government contributes the same amount every month.

How to Apply Online for PM Kisan Maandhan Yojana 2026

Farmers can apply online by following these steps:

• Open https://maandhan.in/ and click on the ” Click Here to Apply Now button to start enrollment.
• There are two options for enrollment: Self-Enrollment or By CSC VLE.
• For CSC VLE, enter CSC ID and Password and hit the Sign In button.
• VLE will successfully log in to the dashboard. Click on Enrollment and select the PM KMYpension scheme from the drop-down menu.
• A form will open. Fill in the details of the subscriber.
• Read and check the declaration. Click on Submit
• Now check the basic details of the subscriber and click on Generate OTP. Enter the OTP receivedon registered mobile number and click on Verify OTP.
• Now, VLEs have to fill in the account and nominee details of the subscriber
• Check the calculated premium amount and click on Submit and Proceed.
• Now print the Mandate Form.
• After printing, it has to be signed by the subscriber and uploaded onto the panel
• Now on the payment page, if the subscriber has selected ‘premium to be deducted from PM-Kisan’, then the user will click on Auto Debit through PM-Kisan, or payment can be made viaother option also. After payment, the PM-KMY pension card will be generated.

Documents Required

Farmers need the following documents to apply:

• Aadhaar Card
• Bank Passbook
• Mobile Number
• Land Records (if required)

How is Pension Paid

Once the beneficiary turns 60 years old, the pension amount of ₹3,000 per month is directly credited to the bank account.

Payments are made through Direct Benefit Transfer (DBT).

Why This Scheme is Important for Farmers

Many small farmers in India face financial difficulties after they stop working due to age. The Pradhan Mantri Kisan Maandhan Yojana helps them maintain financial independence during old age.

By contributing a small amount during their working years, farmers can secure a guaranteed monthly pension supported by the government.

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FAQ: Pradhan Mantri Kisan Maandhan Yojana 2026

1. What is the pension amount under PM Kisan Maandhan Yojana?

Eligible farmers receive ₹3,000 per month after the age of 60.

2. What is the minimum contribution in this scheme?

The minimum contribution starts from ₹55 per month, depending on the age of entry.

3. Can farmers apply online?

Yes. Farmers can apply online through the Maandhan portal or Common Service Centres (CSC).

4. What happens if the beneficiary dies?

The spouse will receive 50% of the pension as family pension.

5. What is the age limit to join this scheme?

Farmers between 18 and 40 years can enroll in the scheme.