PM Vishwakarma Yojana 2026: The PM Vishwakarma Yojana is a Central Government scheme launched to support traditional artisans and skilled workers in India. The scheme helps people who work with their hands and tools by providing financial support, training, modern tools, and market opportunities. It was launched by the Government of India on 17 September 2023 under the Ministry of MSME.
Through this scheme, eligible artisans can receive loan assistance up to ₹3 lakh, skill training, and toolkit support to improve their work and income.
- Official Website: https://pmvishwakarma.gov.in
PM Vishwakarma Yojana 2026 – Overview Chart
| Scheme Name | PM Vishwakarma Yojana |
|---|---|
| Launched By | Government of India |
| Launch Date | 17 September 2023 |
| Ministry | Ministry of Micro, Small & Medium Enterprises (MSME) |
| Purpose | Financial and skill support for traditional artisans and craftsmen |
| Beneficiaries | Traditional workers like carpenters, tailors, barbers, potters, cobblers, etc. |
| Minimum Age | 18 Years |
| Maximum Loan Amount | ₹3 Lakh (₹1 lakh first phase + ₹2 lakh second phase) |
| Interest Rate | 5% per year |
| Training Benefit | Skill training with ₹500 per day stipend |
| Toolkit Support | Up to ₹15,000 |
| Certificate | PM Vishwakarma Certificate & ID Card |
| Application Mode | Online or through the CSC Centre |
| Official Website | https://pmvishwakarma.gov.in |
What is PM Vishwakarma Yojana?
PM Vishwakarma Yojana is designed for traditional artisans and craftspeople who depend on manual skills for their livelihood. The scheme helps them become financially strong and improve their traditional businesses with modern technology and training.
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Under this scheme, the government provides:
- Skill development training
- Financial assistance
- Toolkit incentive
- Business loan at low interest
- Digital and market support
The goal is to support India’s traditional workers and help them grow their businesses.
Who Can Apply for PM Vishwakarma Yojana?
The scheme is for people working in 18 traditional trades, such as:
- Carpenter
- Blacksmith
- Goldsmith
- Potter
- Sculptor
- Cobbler
- Mason
- Basket maker
- Toy maker
- Tailor
- Barber
- Washerman
- Fishing net maker
- Locksmith
These professions depend on hand skills and traditional tools.
Eligibility Criteria
To apply for the PM Vishwakarma Yojana, the applicant must meet these conditions:
- Applicant must be 18 years or older.
- Must work in one of the 18 listed traditional trades.
- Only one member per family can apply.
- Applicant should not have an outstanding loan under similar schemes like PM SVANidhi or Mudra (unless already repaid).
- Government employees and their family members are not eligible.
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Benefits of the PM Vishwakarma Scheme
1. Skill Training
Applicants receive basic training (5–7 days) and advanced training to improve their skills. They also get ₹500 per day stipend during training.
2. Toolkit Incentive
The government provides a toolkit support up to ₹15,000 to buy modern equipment.
3. Loan up to ₹3 Lakh
Beneficiaries can get a collateral-free loan:
- ₹1 lakh (first phase)
- ₹2 lakh (second phase)
The interest rate is only 5% per year, which is much lower than normal bank loans.
4. Digital & Market Support
The scheme also helps artisans connect to digital payment systems and online markets to sell their products.
5. Certificate & ID Card
Approved applicants receive a PM Vishwakarma Certificate and ID card as recognition of their skills.
Documents Required
To apply for the scheme, you need:
- Aadhaar Card
- Aadhaar-linked Mobile Number
- Bank Account Details
- Ration Card (if available)
- Passport-size photo
These documents are required during registration and verification.
PM Vishwakarma Yojana Online Apply 2026 (Step-by-Step)
Follow these steps to apply online.
Step 1: Visit the official website
Go to
https://pmvishwakarma.gov.in
Step 2: Go to Registration
Click on the “Apply / Register as Artisan” option.
Step 3: Aadhaar Verification
Enter your mobile number and Aadhaar details for verification.
Step 4: Fill Application Form
Fill the artisan registration form with:
- Name
- Address
- Profession
- Bank details
- Family details
Step 5: Submit the Application
Upload documents and submit the form.
Step 6: Verification Process
Your application will be verified by Gram Panchayat or local authorities, then approved at district level.
Step 7: Get Certificate & Benefits
After approval you will receive:
- PM Vishwakarma ID
- Training support
- Loan benefits
Apply Through CSC Centre
If you cannot apply online yourself, you can visit a CSC (Common Service Centre).
The CSC operator will help with:
- Aadhaar verification
- Application form
- Document upload
- Scheme registration
How to Check Application Status
You can check your application status easily.
Steps:
- Visit the official website
- Click on Login / Status Check
- Enter your registered mobile number
- View your application status online
Important Tips for Applicants
- Make sure Aadhaar is linked with your mobile number.
- Your bank account must be active.
- Only one person per family can apply.
- Use the official portal or CSC centre only.
FAQ (Frequently Asked Questions)
What is the official website for PM Vishwakarma Yojana?
The official portal is
https://pmvishwakarma.gov.in
What is the maximum loan amount?
The scheme offers up to ₹3 lakh collateral-free loan.
Is the loan interest high?
No. The interest rate is only 5% per year, which is subsidized by the government.
Can I apply online from home?
Yes, but many people apply through CSC centres for easier verification.
Who cannot apply?
Government employees and families with outstanding similar loans are not eligible.
Conclusion
PM Vishwakarma Yojana is a major initiative by the Government of India to support traditional artisans and small craftsmen. Through training, toolkit support, and low-interest loans, the scheme helps skilled workers grow their businesses and improve their income.
If you are a carpenter, tailor, mason, potter, barber, or other traditional worker, this scheme can provide financial and technical support to expand your work.
